Resources created and curated to support the growth of impact investing, for those new to the field and for experienced practitioners.
An Annual Showcase of Impact Investment Fund Managers
CNote is a women-led impact investment platform that uses technology to unlock diversified and proven community investments that generate economic mobility and financial inclusion. Every dollar invested in CNote’s platform funds small businesses owned by women and people of color, affordable housing, and economic development in financially under-served communities across America. With the mission of closing the wealth gap, CNote’s customizable products allow anyone to generate social and economic returns by investing in the causes and communities they care about.
CNote uses technology to unlock previously inaccessible community investments that empower underserved communities while generating competitive financial returns.
CNote was founded on two core principles: everyone deserves a shot at financial freedom and that each of us can play a part in building a more equal world. CNote uses technology to open access to CDFIs for institutional (and retail) investors as a way of promoting economic growth and financial inclusion. For investors, CNote provides competitive investment products that are deeply impactful and drive positive social change throughout the United States. For CDFIs, CNote provides a new and sustainable capital source, increasing capital access and economic activity in communities that need it most. Overall, we’re using technology and unified investment administration and diligence processes to make CDFIs an investable asset class.
CNote is working to bring technology and innovation to the CDFI and community investment industry to greatly scale the amount of capital flowing into underserved communities across America. The firm’s unique technology focus has also led to the development of a proprietary underwriting system, which reduces the time and cost of connecting CDFIs and investors. CNote’s underwriting and investment systems were made in collaboration with CDFIs which helps ensure these investments remain sustainable and ensure these organizations can achieve their economic empowerment mission while accepting capital from new sources. Further, CNote is a women-founded and -led firm that is deeply committed to diversity, equity, and inclusion internally, through the partners we choose, and the investments we help deploy across America.
CNote deploys capital exclusively through our CDFI and Low-Income Designated Institutions. Christine Uwimbabazi is an example of the kind of impact our investments generate. Working with Pursuit Community Finance, an Albany-based Community Development Financial Institution (CDFI), Christine’s company, Prime Care Transportation, received an important business loan to help her expand her business. Additionally, Christine received assistance in finding a reputable CPA, human resources consultant, and marketing professionals to help in improving the company’s social media presence. You can read her story here: https://www.mycnote.com/blog/prime-care-transportation/ A larger sample of CNote's impact stories are available here: https://www.mycnote.com/blog/borrower-stories/
Catherine Berman – CEO & Co-Founder More Info
Catherine Berman is CEO and Co-founder of CNote, an award winning investment platform delivering competitive returns with 100% positive social impact. She is a 3X entrepreneur with experience building and scaling profitable businesses with transformative social impact. In 2017, CNote was named "Top Innovation in Fintech" by SXSW and one of the "most ground-breaking startups of the year" by CB Insights. Prior to CNote, Catherine served as Managing Director at Charles Schwab and Senior Vice President at venture capital firm, Astia. Her last startup, Global Brigades, grew to a multi-million dollar in a few short years and is now the global category leader. Catherine has worked with impact investments for over a decade, speaking at Google, Stanford University, Oxford University, SoCap, Coinbase and others about the importance of values-aligned investing.
Yuliya Tarasava – COO & Co-Founder More Info
Yuliya hosts a decade of experience on Wall Street and has developed financial products and services on 3 continents. She mentored startups around the world and provided pro-bono consulting to non profits on scaling and financing operations. Her career path is explained by the desire to demystify and humanize finance and passion to create. Yuliya considers herself a "citizen of the world" and is convinced we have power to create the world we want to live in.
Danielle Burns – VP, Head of Business Development More Info
Danielle M. Burns MBA, AIF is Vice President, Head of Business Development for CNote. Prior to joining CNote, Danielle worked for First Affirmative Financial Network in a variety of Business Development roles from 2004 to 2019 most recently serving as Vice President of Sales and Marketing where she worked with a highly collaborative team that was responsible for the growth and profitability of the firm’s distribution channels. Danielle participated in all aspects of the sales and marketing process, attended and spoke at industry events and educated advisors on how to navigate the Sustainable, Responsible, Impact (SRI) investing and ESG landscape. Her background emphasizes business strategy and consulting and executing integrated campaigns, marketing communications, product launch and system development. Danielle holds an MBA with an emphasis in marketing and the AIF® designation.
Percentage of Total Assets Under
Management that are Impact Investments:
Through CNote’s due diligence process, we make sure to partner with CDFIs that have proven records of driving positive social impact. We look to partner with those that put economic inclusion, development, equal opportunity, affordable housing, and better access to financial services at the forefront of their mission.
Through CNote’s diligence process we look to partner with CDFIs with resources on the ground in the communities they look to serve that are able to connect with the communities to better understand and meet their needs on a more personal level.